Like any big company, insurance companies need a good way to keep track of all their customers and their policies. Therefore, when you purchase an auto insurance policy, you’ll get a policy number. Each policy you get, even if it’s an additional auto insurance policy, will have its own distinct identifying number.
Read on to learn why it’s useful to know this number. And, if you don’t know it by heart, find out where you can easily locate your policy number when you need it.
Where Can I Find My Car Insurance Policy Number?
Everyone has so many different ID numbers and passwords to remember, it’s just not reasonable to expect that you will remember all of them. But your auto insurance policy number is the most important number if you have an accident.
The good news is that most car insurance companies make it easy to find your policy number. It’s a probably a good idea to do this before you have an accident though!
Here are some places to find your policy number:
Online Account: After you log into your online account, you should see your policy number listed on the page, or at least a link to it.
Insurance ID Cards: You should receive these when you purchase or renew your auto insurance policy. Your policy number will be on these cards.
Billing Statements: If you can’t find your ID cards, you can use one of our billing statements to find the number. If you use electronic statements, you can go online to view them.
Call the Company: If you’re out of luck and can’t find your number in any of the above ways, it’s time to give your insurance company a call. Customer service should be able to help you find your ID number.
When Might I Need My Policy Number?
If you are in a car accident you will want to have your policy number available to exchange information with the other driver.
Beyond that, you may also need your policy number if you are pulled over by law enforcement in order to prove that you have valid insurance.
One last situation is when you call the insurance company. You’ll want to have your policy number handy to get faster service.
When Might I Need Someone Else’s Policy Number?
In the case of an accident, you will want to make sure to get the other driver’s policy number. You’ll need this to give to your own insurance company. It might also be helpful to have for healthcare providers who can bill to the other driver’s policy instead of your own.
If you’re looking for a new policy, you can use InsuranceWins fast and easy form to find auto insurance quotes that meet your coverage needs, as well as your budget. Try it out today. You just may find some savings!