Everyone has locked their keys in their car at least once in their life. If you don’t have a spare handy it can turn into a real hassle. If you’re in an emergency situation, you might think about breaking a window to get into your car. But before you cause damage that you might have to pay to repair, read on about how to protect yourself should you find your keys locked in your car.
Breaking your own window in order to get out of a jam may end up costing your more than the alternatives. So, before you go and break glass, consider roadside assistance. This service can keep you safe should your car break down. And, more importantly, it could save you a lot of money.
Essentially, you sign up for a service that will arrange for assistance should you have a breakdown or accident. The service will call a tow truck, lock service, or other help you may need.
What is Roadside Assistance?
It’s important to note that roadside assistance is not an emergency accident service. 911 is still the go-to should you have an accident. Breakdowns and other events that are keeping your car from moving are for roadside assistance
There are other services often covered by roadside assistance programs, including:
- Flat tire repair
- Running out of gas
- Dead batteries
Usually, a phone call is made to activate roadside assistance. But your service may also have access via an app, a website or in some cases an on-board device.
Who Provides Roadside Assistance?
There are several ways you can obtain roadside assistance coverage for your vehicle.
Through Your Insurance company
Most car insurance companies provide an option to purchase roadside assistance. The cost is usually quite affordable, but you do have to purposefully add it to your policy. It is not automatic. Assistance through your insurance company is usually limited to your local area. This is how they keep the cost down.
Through Consumer Groups Like AARP
Consumer groups, such as AARP, often offer benefits to their members such as discounts on roadside assistance. For AARP, the insurance company Alllstate provides the actual service. And the typical assistance is available, such as flat tires, empty gas tanks, dead batteries, and yes, keys that are locked in your car.
Automotive Club Membership
Probably the most well-known roadside assistance group is AAA. AAA has been offering independent roadside assistance for decades and remains one of the most popular companies. Automotive clubs can provide consistent long-term roadside assistance packages that have nothing to do with your insurance.
If you’re looking to add roadside assistance for your vehicle, it pays to shop around. InsuranceWins can get you started by providing auto insurance quotes from well-known insurance companies, right to your inbox. Compare companies and you are on your way to a hassle-free experience the next time you lock your keys in your car!