Car insurance is a fact of life in the United States. Every state requires that all drivers carry some form of auto protection, either through state minimums for auto insurance, paying uninsured motor vehicle fees, or through cash bonds. … [Read more...] about Undocumented Immigrants and Car Insurance
Archives for May 2018
While almost every state requires drivers to have auto insurance in order to be legal, there are still plenty of uninsured drivers on the road. Often, an uninsured driver will flee the scene of an accident before you can get their personal … [Read more...] about Protecting Yourself with Uninsured Motorist Insurance
There are many factors to consider when you buy a new car. Electric cars are more popular than ever, for many reasons, including their lower environmental impact. One thing you may not have considered when buying an electric vehicle is the cost for … [Read more...] about Is Car Insurance for and Electric Car More Expensive?
Accidents can happen anywhere, anytime, but when you hit your own car it can be especially aggravating. Maybe your garage is narrow and you sideswiped your spouse’s vehicle, or your teenager parked the car in an odd place and you backed right into … [Read more...] about You Just Hit Your Own Car. Now What?
The first few minutes after a car accident can be extremely stressful. Making sure you are in a safe place, that you and others are not injured, and ensuring you don’t do anything to negate an insurance claim are all important and happen quickly. … [Read more...] about Why You Should Never Take Cash at the Scene of an Accident
It’s smart to have car insurance that covers you for flood damage when you live in a high-risk flood zone. Even, if you don’t live in a flood-prone area, heavy rains and severe storms have been happening with increasing frequency across the United … [Read more...] about The Best Auto Insurance for Flood Risk Areas
Managing your deductible amount is one way to control your auto insurance costs. A deductible is simply the amount of money you have to pay for any repairs due to an accident before your insurance company takes over. So, for example, if you have … [Read more...] about When Can You Have Your Auto Insurance Deductible Waived
Most likely, yes. Auto insurance companies generally lower rates when a driver turns twenty-five years old. While some companies choose to lower rates little by little for young drivers, most major insurance companies still use the 25-years-old test … [Read more...] about I’m 25 Years Old. Will My Car Insurance Rates Go Down?
This is a question you may want to ask yourself when you are shopping around for car insurance coverage. After an accident, you may be left with medical bills for your injuries. So, who is supposed to pay for the cost of care? How do you make sure … [Read more...] about How Will My Medical Bills Be Covered After an Accident?
If you haven’t had an accident, haven’t had any tickets, haven’t moved or changed much of anything, then why did your insurance rate go up? The answer lies in understanding how car insurance companies set their rates. The details are complicated … [Read more...] about Why Your Auto Insurance Rates Go Up for No Reason